Take Home Pay Calculator UK | Tax Calculator

Take Home Pay Calculator UK

Calculate Your Take Home Pay With Our Tax Calculator​

This take-home pay calculator helps you estimate how much of your gross salary you actually receive after Income Tax and National Insurance (NI) deductions.

The Take Home Pay Calculator UK uses your salary, tax code, and other details to show annual, monthly, weekly, daily, and hourly figures.

Once you click “Calculate”, you’ll see your results instantly. If anything looks unclear, email us at [email protected], and we’ll get back to you!

Or, book a free call with WallsMan Creative to learn how to optimise your taxes:

How to use the Take Home Pay Calculator UK

1. Enter your gross salary

  • Type your annual salary before tax and deductions into the “Salary (£)” box.

2. Select pay frequency

  • Choose how your salary is paid: Yearly, monthly, weekly, every 2 weeks, every 4 weeks, daily, hourly.
  • Most full-time jobs use “Yearly”.

3. Select your region

  • Choose England, Wales & NI or Scotland.
  • Tax rates & bands differ slightly by region.

4. Check your tax code

  • Default for most people is 1257L (standard personal allowance of £12,570).
  • You can find your tax code on your payslip or P60.

5. Add pension contributions (optional)

  • If you contribute to a pension, enter the percentage or or £ amount deducted from your pay before tax.

6. Select student loan plan (if applicable)

  • Choose your loan type (Plan 1, 2, 4, or Postgraduate Loan) or “None” if not repaying one.
  • The calculator will deduct repayments automatically if selected.

7. Tick other applicable boxes

  • Claim Marriage Allowance if your spouse transfers allowance.
  • Blind Person’s Allowance if eligible.
  • Exclude NI Contributions if you want to see income tax only.
  • Are you 66 or over? If yes, NI won’t be deducted.

8. Click “Calculate”

  • The take home pay tax calculator UK tool shows a detailed Salary Breakdown, including:
    • Gross: total pay before deductions.
    • Personal Allowance: tax-free income.
    • Tax and NI: deductions applied.
    • Take Home: what you actually receive.

Turn Your Results Into Real Savings

We help creative freelancers, sole traders & companies reduce their tax bills and plan smarter for the year ahead. Book a free consultation and discover how much more you could keep from your earnings.